If you are drowning in debt and feel like your situation will never change or you will never get ahead, you need to tell yourself YOU can make a change with the right mindset. And keeping yourself accountable. You CAN pay of your debt and change your financial situation, save more money and live your best life! 💰
On your debt-paying journey you will experience many emotions:
Determination: I can do this! I am tired of living from pay check to pay check and can already imagine my newfound financial freedom! Yay!
Confusion: Wait, where will everything fit into my budget? Which debt do I tackle first? Savings first or debt first?
Excitement: I can’t wait to have this paid off so I can be fully in charge of my finances again!
Resentment: The thrill was short lived, as soon as the resentment kicked in. Oh, I can’t have dinner with the girls? I need to skip my beloved cappuccinos. I cannot buy the cute leopard skirt!
Acceptance: All my money was already accounted for; which debt will receive additional instalments. And keeping my spending down. No happy hours! I am keeping myself accountable. But the satisfaction of seeing the debt decreasing each month, makes it all worth it! Yes, I keep telling myself that.
Euphoria: I DID IT, I almost have ZERO debt. On to the next one card. Tackling one debtor at a time! “Debt freedom isn’t just freedom from debt. It’s freedom from worry.” And happiness is a by-product of freedom.
Cheers to living your best, debt-free life!